Important – For some reason, the Iranian Government has decided to block my website, so if you want to browse Against the Compass while you are in Iran, you must use a VPN. For more information, read how to choose the right VPN for Iran
Because of the sanctions imposed by the USA, many travel insurance companies will not offer coverage for travel in Iran and that includes not only American companies but also some Australian and European, including some providers which I have used quite often, such as World Nomads (Australia) and First Allied (UK).
Therefore, you will need to seek special travel insurance that covers Iran.
Moreover, you should know that having valid travel insurance to Iran is essential for anyone trying to get an Iranian visa on arrival at any international airport.
If you don’t have insurance, they will make you buy it before issuing your visa.
In this post, we will go through all the different options I know about, which, hopefully, will help you choose the right travel insurance for Iran.
Remember that, for more practical information, read my 80 tips for traveling to Iran
How to choose the right travel insurance for Iran
In this post, I want to go through the 4 different options I know of regarding travel insurance for Iran.
For this, let’s pretend that we are a European traveler who is going to Iran during the first 2 weeks of September.
Total transparency – If you like my website and found this post useful, remember that by buying travel insurance travel insurance through any of my links, I will get a small commission at no extra cost to you. These earnings help me maintain and keep Against the Compass going! Thanks
By the way, remember that, in Iran, many popular websites are blocked, so you will need a VPN. Read how to find the right VPN for Iran
The best travel insurance to Iran for any traveler – IATI Insurance
IATI is a popular insurance provider which is based in Europe, but they offer coverage to pretty much anyone in the world, including Asians, Latin Americans and also Americans and Canadians.
I like IATI because, unlike other companies, whether you are a long-term backpacker or go on a 2-week holiday, they will have a special plan for you, no matter what your budget is.
Their most basic plans offer very competitive prices compared to other providers and, on top of that, the readers of this blog can get an exclusive 5% discount.
Let’s try to get a quote for a 2-week trip. As you can see in the picture, they have 9 different plans and the prices already include my 5% discount.
Minimum quote – 42€ and that includes 30,000€ of medical coverage plus theft, baggage loss, complete repatriation, etc.
Maximum quote – 92€ and that includes 200,000€ of medical coverage and higher compensation for the other the things.
With adventurous sports (including trekking) – There is no supplement but the basic plans don’t cover adventure, so you need to get a higher plan and the cheapest costs 67€.
Advantages vs True Traveller
- The most basic plan is always cheaper than the cheapest from True Traveller, regardless of whether it includes trekking or not.
- Any nationality can buy from IATI, whereas for True Traveller you need to be European.
The best travel insurance to Iran for European backpackers – True Traveller
True Traveller is a company which I discovered recently and I like it a lot, because it offers the ultimate deals for long-term European backpackers, cheaper than any other company.
Furthermore, what I love about it is that it is very flexible, meaning that you can get a very basic quote and then add supplements like trekking, theft, secure your electronics, etc, so you can adapt your quote to any kind of trip.
Moreover, their biggest strength is that their medical coverage is huge, compared to most insurance providers.
Let’s get a 2-week quote for Iran again.
Minimum price – 44€ and that includes 2,500,000€ of medical coverage and repatriation, but doesn’t include theft, baggage loss, etc.
Maximum price – Up to 65€ and that includes 10,000,000€ of medical coverage and repatriation, but doesn’t include theft, baggage loss, etc.
With theft and baggage loss supplement – Minimum 52€, maximum 77€.
With supplement for adventurous sports – Minimum 81€, maximum 114€.
Advantages vs IATI
- The medical coverage is way higher (even though you pay a bit more)
The best travel insurance to Iran for super budget travelers – 1stQuest
If you are on an extreme budget, you can also buy insurance from a local provider.
The guys from 1stQuest have launched one of the first websites where you can buy insurance specifically for Iran, with an international credit card.
Their prices are the lowest but, of course, the coverage is lower than European companies.
Price for 15 days – 20€ but, as you can see, the coverage is quite low.
Another great advantage of 1stQuest is that the readers of this blog can get an exclusive 5% discount. The only thing you need to do is using my discount code before purchasing any service.
You can use it as many times as you want and not only for the insurance but to hire any service, including booking a hotel, flight & bus tickets, visas, and tours.
My discount code: ATC-QST
The best travel insurance for Iran for super budget travelers who forgot to buy it – Airport insurance
I want to give you the best traveling advice, so you can understand that I am not doing this only for the commission.
As a traveler you need to know that you can buy your travel insurance at the airport.
If you don’t have any or can’t prove it, the authorities will make you buy insurance before issuing your visa.
The insurance they make you buy is from a company called Bimeh. Prices are suspiciously cheap, though, with rates starting at 14€ for travel insurance for 1 month.
However, they don’t tell you any details about the policy or what is covered and Bimeh’s website is very confusing, so I don’t really know whether you would be properly covered or not. I am not saying they are bad, but just that I don’t know, so, if I was an extreme budget traveler, I would, at least, buy 1stQuest, as it only costs 1€ extra and you get all the policy details.
In any case, it is up to you to make this final decision.
By the way, here are the 2018 prices I collected at Tehran airport:
- 1 to 31 days – 14€
- 32 to 45 days – 23€
- 46 to 62 days – 28€
- 63 to 92 days – 34€
That’s all you need to know regarding travel insurance for Iran. If you have any questions, suggestions or you don’t agree with anything, kindly let me know in the comments section. Cheers!